When is The Best Time to Buy Dental Insurance
Dental insurance is like most insurance plans, you want to have it in force before really needing it. Unlike auto insurance where in most state you are required to have it (mostly to protect other people and property you may injure or damage) dental insurance is typically not required unless in some cases for minors.
Therefore many adults will put off having dental insurance as they see it as an added expense. Yet since dental insurance plan like PPO’s often have restrictions on when benefits start for both basic and major dental care,  waiting until you need it in many cases is too late for the plan to really do you any good.
That is because dental insurance focuses on your preventive care, such as your office visits/check ups, cleanings and x-rays. Preventive dental care in most dental insurance plans is provided to you at little to no cost. This is to help you maintain good oral and dental health and avoid having to need larger dental care services. But insurance plans like PPO and free choice of providers plans will often make you wait for basic care such as fillings typically at least six months and even longer for major dental care such as crowns. You can see where waiting to until your tooth hurts to buy dental insurance may not be such a wise move on your part.
